We shut down our previous product, took on debt to close it properly, and went back to work.  We ran the company by the numbers, rigorously forecasting topline, cash flow, profitability, and equity. Fourteen months before the due date, we had paid off every loan purely from operating cash flow. This taught us that forecasting matters for companies of all sizes.
 

Most SMEs grow through their own cash flow. In that situation, forecasting, understanding the numbers, and receiving timely advice from the accountant determine whether a company dares to hire, invest, and grow. Often, for us entrepreneurs, the most trusted advisor is our own accountant.