put the data and machine learning to work for you
superior
30 days cash forecast
riskrate predicts cash position for the next 30 days using all cash impacting data and machine learning
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have peace of mind
100% automated 30 days cashflow prediction using data fusion and machine learning.
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save time
spend up less than 8 weeks annually on cash forecasting.
improve liquidity
predict risk and grow by bootstrapping.

instantly get the benefits
superior cash forecast
A superior cash forecast and risk scenarios using machine learning accuracy.
100% automation
Reliable cash forecast of all cash impacting data 100% automatically. Only 8 minutes to take in use.
predict customer behavior
Predict customer purchase and payment behaviour using data insights.
riskrate predicts cash better, faster, and more cost efficiently than any solution we've seen before. That’s why we chose riskrate for our customers.
Petri Tykkä and Margus Udam, Founders
100% digital accounting and cash office

examples of industries that riskrate serves today
If you sell products, services, or hours and give payment time to your customer, automatic cash forecast improves your efficiency and cash flow. If you send more than 20 invoices per month, the cash forecast does that hard work for you, which pays itself back in days by savings on man hours and stronger cash flow. The more invoices,, the quicker ROI.
construction ecommerce merchants transport and logistics HR & recruitment services machinery and equipment rental services
saas and subscription services digital advertising agencies PR and communication cash services
something on your mind?
let us have a chat
start easily in 8 minutes
Try 7 days for free. Does not require a credit card. Pricing scales up by revenue, fits for all size.
something on your mind?
let us have a chat
100% automatic 30 day cash forecast
superior cash risk scenarios
unlimited access to company database
from € 129 /month
instantly see superior cash forecast
no credit card required










pricing fits for all sizes, scales up by revenue
The most wanted features
30 day cash forecast


Works for both B2B and B2C businesses
30 - 60 days cash risk scenarios


Predict customer buying and payment behaviour.
before a new deal



Predict payment times and delays .
start 7 days free trial easily
connect softwares
Register and connect your billing software in 8 minutes
data download
riskrate enriches the data and do the cash forecast for you
does not require a credit card,
automatically get forecast
ready to go
Cash forecast instantly ready to go
A reliable cash forecast is like a weather forecast
A reliable cash forecast is like a weather forecast. Both are needed on a daily basis, they predict probabilities and give peace of mind when based on facts. Like the weather forecast, riskrate utilises big data and machine learning to forecast cash transactions.
payment delays in real-time (3 months),
random selection of riskrates database
FAQ
how does riskrate predict behavior?
riskrate's company data is based on the real-time payment behavior of your new and existing customers. riskrate data is dynamic, meaning it shows changes in payment behavior in both positive and negative directions.
how does riskrate predict payments?
Customers pay their invoices on time only in a perfect world. Predicting payment delays is difficult because customers ’payment behavior varies, even one customer may pay differently to different suppliers. riskrate can predict how the customer would pay her/his invoice to you.
how riskrate's cash forecast is different?
riskrate's cash forecast utilizes the most comprehensive real-time business data on the market as well as machine learning models. The cash forecast forecasts both payment behavior and events, which together make it possible to forecast the cash position on a daily basis.
how do I start using riskrate?
Start using riskrate is easy and only takes you 8 minutes. Register to riskrate and follow the instructions on how to open APIs in your accounting software. riskrate is immediately ready for use. Turn on your cash engine today, and see how your forecast look like.
cheers risk takers
Our story began in the heat of summer 2018 at the Kotka Ship Festival , where we met by chance. Päivi Kangasmäki was pitching the need of reliable cash forecasting based on her own user experiences during the 20 years. Jussi Pyörre , riskrate's Advisor, sat on the jury and understood the potential for big data and machine learning, having done the same before at Eniram, where he was the co-Founder and which they had recently sold to Wärtsilä. Andrei Gorbulin, a passionate developer, joined from the Kiuas Accelerator and the story of riskrate began in 2019 in Otaniemi and StartupSauna. The days began with customers and ended on the Casablanca room flip chart. Together with the brave entrepreneurs, the first customers, we get started.
Our passion is to make a cash forecast that an entrepreneur can trust.
Without the trust of our customers, this would not have
been possible. We are entrepreneurs ourselves and
we know what it is like to be.
A reliable cash forecast is a lifeline for us risk takers.
Thank you for your trust.
Love to hear from you!
riskrate team

have peace of mind
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